Top 3 Identity Theft Protection Services You Should Try in 2022
Identity theft is a serious issue that affects millions of people every year. It can result in significant financial hardship and emotional stress. The average person is out of pocket over $1,000 after becoming the victim of identity theft. For some, the expenses can be considerably higher. The longer the fraud continues, the greater the costs generally; our identity protection services can greatly reduce the possibility of becoming a victim yourself. We will introduce the three best ID protection services. Let’s get started with the list.
Top 3 Identity Theft Protection
ID watchdog prevents identity theft by monitoring your personal and financial information across a variety of sources. In addition to credit bureaus, these sources include DMV medical records, utilities, records, and government databases. After you join, Id watchdog does a baseline scan across thousands of databases; you will then be asked to approve it. Id watchdog will rescan all of these databases on a monthly basis to identify changes in addition to identity protection. They provide identity restoration plans if your identity is stolen. Since ID watchdog places a greater emphasis on personal information monitoring the many other identity theft protection services, they may catch more fraud instances.
Not all identity thieves open credit guys or attempt to take out loans. There are other nefarious reasons one might steal your identity. However, consumers should note that Id watchdog will not provide identity theft restoration services until you have filed a police report and an affidavit. They will assist you with these, but some companies do not require this step.
Our second choice is Lifelock. Lifelock can help reduce the possibility of you ever becoming the victim of identity theft. It can help you recover from the damages and restore your good credit rating for those already affected. To do this, they provide a range of identity protection services. This includes credit monitoring, suspicious alert notifications, identity theft, insurance, and identity theft recovery plans. They also offer stolen funds reimbursement and personal expense compensation.
Lifelock provides exceptional customer support to members; ally representative is available 24 hours a day, seven days a week to assist you with any needs. If you prefer, you can submit queries using an email contact for the website itself has a somewhat dated appearance that may be off-putting some the effectiveness of their identity protection services quickly make up for this minor shortcoming.
Identity force provides members with one of the most comprehensive suites of identity protection tools. Their services go far beyond standard credit monitoring. They also offer called record address and fraud monitoring. If they notice any unusual activity, they will immediately notify you. This allows you to respond promptly to any threats. If you are somehow still the victim of identity theft. They provide identity theft insurance. You will also be assisted with an identity theft recovery plan.
To help keep your online activity secure. Identity force comes with online data protection software. It scrambles the letters you input into password and login fields when typing. This prevents keylogging malware from recording your password. It also stops phishing websites from loading and your browser. Currently, the software is only available for Windows, though. Another drawback is that bank account monitoring is only available for large well-known institutions.
And here are a few more notes you should know about choosing one of these services.
- They monitor your personal and financial information across a variety of sources to look for any suspicious activity. These sources include your credit report, bank accounts, public records, and more.
- The quicker you catch any evidence of identity theft, the lower the risk of experiencing any financial damages.
- Identity theft protection services will immediately alert you via text, phone, or email if they believe your identity may have been compromised.
- Most have both web portals and mobile app dashboards. This makes it easy to view and manage your profile and alerts from anywhere.
Many identity theft protection services also come with computer software to help keep you protected when surfing the web. Common included software includes antivirus, keystroke, scrambles, and encrypted password vaults. These can greatly reduce the possibility of your private data being leaked to third parties.